Prioritize savings and safety with a MyPoint Credit Union auto loan and insurance protection
Entrust your auto financing needs to MyPoint Credit Union, where our members have been turning for affordable new and used car loans in San Diego since 1948. If you live or work in San Diego or Riverside Counties, you’re eligible to apply for a MyPoint Credit Union car loan or to refinance. We also offer insurance protection for your vehicles and MyPoint Credit Union loans.
Auto Loans
Treat yourself to a new or used car with competitive rates and terms of a MyPoint Credit Union auto loan. With a new car, you'll not only get more advanced technology, you'll also get the peace of mind that comes with new car reliability and a warranty covering new car repairs.
- APR: As low as 5.74%*
- Terms: Up to 84 months
- Application fee: No fee!
- Auto Refinance: Refinance your auto from another financial institution
Auto Refinance Program
Lower car payments are here to help you do more. Bring us your current car loan from another financial institution and start saving monthly with our credit union's car refinance program!
Recreational and Motorcycle Loans
You want to spend your time on the road, so let us help! Our recreational and motorcycle loans finance up to 100% of the purchase price. We offer low-rate financing options to get you quickly on your way to your next adventure!
Green Auto Loans
Finance a qualifying car that meets the criteria of the California Air Resources Board. Qualify for a rebate, save on fuel, and help improve air quality in your San Diego community with our credit union’s car loans.
With a MyPoint Credit Union green auto loan, you can:
- Green Auto Loan Discount: .25% off already low rates
- Drive down your fuel costs
- Reduce air pollution and your carbon footprint
CARFAX Vehicle History Report™
Looking to purchase a used vehicle?
Let us provide you with a free CARFAX Vehicle History Report™*** and learn more about the history of a used vehicle you are looking to purchase.
We'll just need the Vehicle Identification Number (VIN) to run the report!
Call us at 1-888-495-3400 or stop by one of our seven branch locations.
Costco Auto Program
Your MyPoint Credit Union membership includes access to low, prearranged pricing through Costco Auto Program. Enjoy an exceptional buying experience on your next car, truck, or SUV purchase.
Carvana - a whole new way to buy a car
You're in control! Purchase how you want, whenever you want! Purchase, sell, trade..... the options are waiting! Every car Carvana sells comes certified with a "worry free guarantee." Carvana will deliver right to your door!
Search an ever-expanding inventory of thousands or high-quality preowned vehicles and buy online without having to visit a dealership. For added peace of mind, every Carvana vehicle comes with a 7-day return policy and a 100-day worry free guarantee. It's simple, affordable, and convenient!
SmartPay Loan Payments
Make a one-time payment or schedule recurring loan payments from another financial institution.
- Schedule loan payments
- Schedule a one-time payment or recurring payments from another financial institution
- Payments processed prior to 6 p.m. PST will post the same day!
Insurance Protection
Give yourself peace of mind knowing you have maximum coverage in the event of an unforeseen, unfortunate circumstance. Get MyPoint Credit Union Insurance Protection on your vehicles and loans.
*APR= Annual Percentage Rate. Rates and terms effective . Your final interest rate will be determined by your overall credit worthiness. Loans subject to approval. Must meet membership guidelines. Other rates available for model years not reflected. Monthly payment per $1,000 borrowed for 48 months at 5.74% APR=$23.37. Calculation based on $20,000 loan for 48 months. Rate subject to change. Restrictions apply.
**APR= Annual Percentage Rate. Rates and terms effective . Your final interest rate will be determined by your overall credit worthiness. Loans subject to approval. Must meet membership guidelines. Other rates available for model years not reflected. Monthly payment per $1,000 borrowed for 75 months at 6.24% APR=16.14. Calculation is based on a 2024 Hyundai Elantra SE with a base MSRP of $21,625 for $24,000. Rate subject to change. Restrictions apply.
***A CARFAX Vehicle History Report may not contain the complete history on every vehicle. CARFAX is a registered trademark of Carfax, Inc.
