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MyPoint Credit Union Certificates

Maximize your earnings

Lock in a guaranteed rate on your savings for a fixed amount of time ranging from three months to five years.
Period of Investment Dividend Rate APY* Minimum Investment When Dividend Paid
3 months 1.98% 2.00% $1,000 Maturity
5 months 3.92% 4.00% $1,000 Maturity
5 months LIQUID*** 3.68% 3.75% $1,000 Maturity
6 months 2.08% 2.10% $1,000 Maturity
7 months 3.20% 3.25% $1,000 Monthly
8 months 3.53% 3.59% $1,000 Maturity
1 year add on** 2.74% 2.78% $50.00 Monthly
18 months 2.55% 2.58% $1,000 Monthly
2 years 2.16% 2.18% $1,000 Monthly
3 years 2.49% 2.52% $1,000 Quarterly
4 years 2.24% 2.27% $1,000 Quarterly
5 years 2.49% 2.52% $1,000 Quarterly









 
Have questions about our CD rates?
 
Call us at 1-888-495-3400 or make an appointment at one of our San Diego branches.



Rates effective
 
*Annual Percentage Yield

**Total subsequent deposits are limited to $25,000 over the term of the certificate.

***LIQUID has penalty-free withdrawals (up to 6 per month) and deposits and no maximum balance.
Annual Percentage Yields are anticipated rates and are accurate as of . Fees could reduce earnings on accounts. See our Account Agreement and Disclosures(Opens in a new Window) for more information. All dividend rates are subject to change at any time. Penalties may be imposed for early withdrawal of term deposits (e.g., certificates).