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Auto Loan Rates

Prioritize Savings with a MyPoint Credit Union Auto Loan

Entrust your auto financing needs to MyPoint Credit Union, where our members have been turning for affordable car loan rates in San Diego since 1948. If you live or work in San Diego or Riverside Counties, you’re eligible to apply.
APR* as low as on terms up to APR* as low as on terms up to APR* as low as on terms up to APR* as low as on terms up to APR* as low as on terms up to
Loan Model Year 48 Months 60 Months 66 Months 75 Months 84 Months
Newer Auto
 2020 or newer
 5.74%
 5.99% 5.99% 6.24% 7.24%
Used Auto
 2019 or older
 7.24% 7.24% — — —
Newer Green Auto (e.g. Electric or Hydrogen)
 2020 or newer
 5.49%
 5.74% 5.74% 5.99% 6.99%
Used Green Auto (e.g. Electric or Hydrogen) 2019 or older 6.99% 6.99% — — —
Motorcycles 2025 or newer
 6.99%
 7.24% 7.24% 7.49% 8.49%
Loan Model Year 36 Months 120 Months 180 Months
Newer RV
 2023-2025
 — 10.00%
 10.00%
Used RV
 2021-2022
 — 10.00%
 10.00%
Other Secured (e.g. ATV or Jet Ski's) 2021 or newer
 10.45%
 — —









 
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*APR= Annual Percentage Rate. Rates and terms effective . Loans subject to approval. Must meet membership guidelines. Other rates available for model years not reflected. Monthly payment per $1,000 borrowed for 48 months at 5.74% APR=$23.37. Calculation based on $20,000 loan for 48 months. Rate subject to change. Restrictions apply.
 
The Annual Percentage Rates presented are those extended to our most creditworthy borrowers. The final interest rate will be determined by your overall credit worthiness.
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