Select the MyPoint Credit Union auto loan refinance program that's right for you!
Lower car payments are here to help you do more. Bring us your current car loan from another financial institution and start saving monthly!
- APR: As low as 5.49%*
- Terms: Up to 84 months
- $100,000 maximum loan amount
- 125,000 maximum mileage
- 120% financing
Get doing in a few easy steps from anywhere!
Have questions about MyPoint Credit Union’s auto refinancing?
Have less than perfect credit?
Refinance your auto loan and save!
We want to help you save on your car loan, offering refinance options even for bad credit scores.
No qualifying, just six consecutive on-time payments on your existing auto loan, and be currently employed!
- APR: 6.99%**
- Terms: Up to 66 months
- Good on 2019 or newer autos
- $100,000 maximum loan amount
- 125,000 maximum mileage
- Must have 6 consecutive on-time monthly payment history
- 100% financing
All you need to provide is:
- Proof of employment
- Proof of the past six months of consecutive on-time payments
Hurry and lock in your fixed 6.99% APR** rate!
Get doing in a few easy steps from anywhere!
*APR= Annual Percentage Rate. Rates and terms effective . Loans subject to approval. Must meet membership guidelines. Monthly payment per $1,000 borrowed for 48 months at 5.49% APR=$23.26. Calculation based on $20,000 loan for 48 months. Rate based on 2020 or newer vehicle with green loan discount of 0.25%. Other rates and terms available. Rate subject to change. Restrictions apply. Interest will accrue starting the date the loan is funded. If the vehicle registration is expiring within 60 days, MyPoint Credit Union will finance the registration.
**APR= Annual Percentage Rate. Rates and terms effective . Loans subject to approval. Must meet membership guidelines. Monthly payment per $1,000 borrowed for 66 months at 6.99% APR=$18.30. Calculation based on $20,000 loan for 66 months. Rate subject to change. Restrictions apply. Existing auto loans at MyPoint Credit Union are not eligible for this offer. Interest will accrue starting the date the loan is funded. If the vehicle registration is expiring within 60 days, MyPoint Credit Union will finance the registration. Commercial vehicles excluded.
