Take advantage of MyPoint Credit Union's 30-year fixed rate home mortgage or home refinance.
MyPoint Home Mortgage and Refi Offers
- See our low fixed-rates
- No points
- Purchase or refinance your mortgage from another lender
- Other rates and terms available
- Low rate Jumbo Mortgages as well
Get doing in a few easy steps:
30-Year Fixed Rate for loan amounts up to $548,250. The rate may vary depending on each individual’s credit history and underwriting factors. Effective July 15, 2021. Loans are subject to credit approval. California properties only. Membership in MyPoint Credit Union required. Rates based on a rate and term refinance or purchase transaction, 60% loan-to-value, excellent credit score, single family residence, and owner-occupied. Verification of income, assets, appraised value, hazard and if applicable flood insurance will be required. Payments will be higher with property taxes and insurances. Existing mortgage loans with MyPoint Credit Union are not eligible. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.