Low Fixed Rate Home Mortgage and Refinance Offers

Your dream home is closer than you think! Take advantage of 100-year low rates!

Save thousands on your fixed rate home mortgage or home refinance with rates as low as 3.00%/ 3.018% APR*! 

MyPoint Home Mortgage and Refi Offers

Get doing in a few easy steps:

*30-Year Fixed Rate ANNUAL PERCENTAGE RATE 3.018% (APR) for loan amounts up to $510,400. The rate may vary depending on each individual’s credit history and underwriting factors. Effective July 17, 2020. Loans are subject to credit approval. California properties only. Membership in MyPoint Credit Union required. Rates based on a rate and term refinance or purchase transaction, 60% loan-to-value, excellent credit score, single family residence, and owner-occupied. Payment example is for illustration purposes only and is based on a 30 year fixed rate loan term with a loan amount of $350,000, at a rate of 3.000%/3.018% APR; 359 payments of $1,475.61; 1 payment of $1,476.89. Verification of income, assets, appraised value, hazard and if applicable flood insurance will be required. Payments will be higher with property taxes and insurances. Existing mortgage loans with MyPoint Credit Union are not eligible. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.