Father and son planting a tree

MyPoint Credit Union Certificate Accounts

Maximize your earnings with our higher certificate savings (CD) account rates

Lock in a guaranteed rate on your savings for a fixed amount of time ranging from three months to five years.
Period of Investment Dividend Rate APY* Minimum Investment When Dividend Paid
3 months 1.98% 2.00% $1,000 Maturity
5 months 3.68% 3.75% $1,000 Maturity
5 months (Liquid)*** 3.44% 3.50% $1,000 Maturity
6 months 2.08% 2.10% $1,000 Maturity
7 months 2.96% 3.00% $1,000 Monthly
8 months 3.29% 3.34% $1,000 Maturity
1 Year (add on)** 2.74% 2.78% $50.00 Monthly
18 months 2.55% 2.58% $1,000 Monthly
2 Years 2.16% 2.18% $1,000 Monthly
3 Years 2.49% 2.52% $1,000 Quarterly
4 Years 2.24% 2.27% $1,000 Quarterly
5 Years 2.49% 2.52% $1,000 Quarterly
Have questions about MyPoint Credit Union’s CD accounts?
 
Call us at 1-888-495-3400 or make an appointment (Opens in a new Window) at one of our San Diego locations to learn more about our credit union's CD rates.


Rates effective 03/26/2025

*Annual Percentage Yield

**Total subsequent deposits are limited to $25,000 over the term of the certificate.

***LIQUID has penalty-free withdrawals (up to 6 per month) and deposits and no maximum balance.
Annual Percentage Yields are anticipated rates and are accurate as of 03/26/2025. Fees could reduce earnings on accounts. See our Membership Account Agreement and Disclosure (Opens in a new Window) for more information. All dividend rates are subject to change at any time. Penalties may be imposed for early withdrawal of term deposits (e.g., certificates).

Whatever you dream

of doing, we're here

to help!

We help you do more with FREE financial counseling
services that cover anything from applying for a loan to
creating a budget!

Schedule an Appointment