calculator on a work desk

Deposit Interest Rates

Accounts to suit your style of saving

At MyPoint Credit Union we know the importance of saving for a financial emergency. We also know saving for a vacation or college education can be just as important. With our credit union's various savings accounts offering competitive bank deposit interest rates, you will be sure to find one that will meet your purpose.
High-Yield Checking
 
High-Yield Average Daily Balance Dividend Rate
 APY*
$0.00 - $14,999.99    0.00%  0.00%
$15,000.00 - $29,999.99 2.23% 2.25%
$30,000.00 - $49,999.99 2.47% 2.50%
$50,000.00 - $74,999.99 2.71% 2.75%
$75,000.00 + 3.20% 3.25%

MyVIP Checking
 
MyVIP Average Daily Balance Dividend Rate APY*
$0.00 - $999.99  0.00%  0.00%
$1,000.00 - $9,999.99 0.01% 0.01%
$10,000.00 + 0.02% 0.02%
 
Ultra Rewards Checking
 
Ultra Rewards Average Daily Balance Dividend Rate APY*
$0.00 - $25,000.00 0.30% 0.30%
$25,000.01 and over 0.02% 0.02%
Dividend Rate
 APY*
3.62 % 3.69 %
IRA Savings Account Daily Balance
(including Roth)
 Dividend Rate
 APY*
$0.00 + 0.15% 0.15%
Savings Account Daily Balance Dividend Rate
 APY*
$0.00 - $299.99 0.01% 0.01%
$300.00 - $2,499.99 0.02% 0.02%
$2,500.00 + 0.03% 0.03%
Looney Tunes™ Savings Club
Daily Balance
 Dividend Rate
 APY*
$0.00 - $2,499.99 0.02% 0.02%
$2,500.00 + 0.05% 0.05%
Daily Balance Dividend Rate APY*
$0.00 - $999.99 0.00%  0.00%
$1,000.00 - $9,999.99 0.05% 0.05%
$10,000.00 - $24,999.99 0.10% 0.10%
$25,000.00 - $49,999.99 0.15% 0.15%
$50,000.00 - $99,999.99 0.20% 0.20%
$100,000.00 + 0.25% 0.25%
Period of Investment
 Dividend Rate
 APY*
 Minimum Investment
 When Dividend Paid
3 months 2.23% 2.25% $1,000.00 Maturity
5 months 4.16% 4.25% $1,000.00 Maturity
5 months LIQUID*** 3.92% 4.00% $1,000.00 Maturity
6 months 2.42% 2.45% $1,000.00 Maturity
7 months 3.44% 3.50% $1,000.00 Monthly
8 months 3.77% 3.84% $1,000.00 Maturity
1 year add on** 3.23% 3.28% $50.00 Monthly
18 months 2.79% 2.83% $1,000.00 Monthly
2 years 2.40% 2.43% $1,000.00 Monthly
3 years 2.73% 2.77% $1,000.00 Quarterly
4 years 2.49% 2.52% $1,000.00 Quarterly
5 years 2.73% 2.77% $1,000.00 Quarterly






 
Have questions?
 
Call us at 1-888-495-3400 or make an appointment to learn more about our credit union's interest rates on savings accounts.


Rates effective

*Annual Percentage Yield

**Total subsequent deposits are limited to $25,000 over the term of the certificate.

***LIQUID has penalty-free withdraws (up to 6 per month) and deposits and no maximum balance.

Annual Percentage Yields are anticipated rates and are accurate as of . Fees could reduce earnings on accounts. See our Membership Account Agreement and Disclosure for more information. All dividend rates are subject to change at any time. Penalties may be imposed for early withdrawal of term deposits (e.g., certificates).
A top-down view of a woman using a laptop.

Rising Inflation

Where will we go from here?

Read More About Rising Inflation