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5-Month Certificates

More savings with our 5-month certificate of deposit rate specials!


Liquid certificates of deposit are a great way to save safely by locking in a fixed rate. And the great news is that you don't need a large deposit to get started with our 5-month CDs!


5-month Share Certificate**
  • 3.60% APY
  • $1,000 minimum to open
5-month IRA Certificate**
  • 3.60% APY
  • $1,000 minimum to open
5-month Liquid Share Certificate*
  • 3.35% APY
  • 5-month locked CD rate
  • Penalty-free withdrawals up to 6 per month
  • Unlimited deposits
  • $1,000 minimum to open and no maximum
5-month Liquid IRA Certificate*
  • 3.35% APY
  • 5-month locked rate
  • Unlimited deposits
  • $1,000 minimum to open and no maximum
So what are you waiting for? Open an account today!
 

APY=Annual Percentage Yield. Annual Percentage Yields are anticipated rates and are accurate as of 03/29/2025. Fees could reduce earnings on accounts. See our Account Agreement and Disclosure (Opens in a new Window) for more information. All dividend rates are subject to change at any time. Penalties may be imposed for early withdrawal of term deposits (e.g. certificates).

IRA=Individual Retirement Account
 
* Liquid IRA Certificate and Liquid Share Certificate requires $1,000 minimum balance to earn 3.35% APY with a 5-month term. Membership and certain restrictions apply. Rates and terms are accurate as of 03/29/2025 and are subject to change. Promotional rate is available for a limited time and may be withdrawn at any time. Liquid Share Certificate allows for penalty-free withdrawals and/or deposits at any time until maturity. Early withdrawal of Liquid IRA Certificates may result in tax liabilities. At maturity, funds will automatically convert to a non-promotional, 1-year IRA or Share Certificate, at the current rate then in effect.
 
** At maturity, funds will automatically convert to a non-promotional, 1-year IRA Certificate for the IRA product or 1-year Share Certificate for the Share Certificate product, at the current rate then in effect.