What Does MyPoint Credit Union Do With Your Personal Information?
Rev. Date 12/20
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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| How? | All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information, the reasons MyPoint Credit Union chooses to share, and whether you can limit this sharing. |
| Reasons We Can Share Your Personal Information | Does MyPoint Credit Union Share? | Can You Limit This Sharing? |
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| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes – to offer our products and services to you |
Yes | Yes |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes – information about your transactions and experiences |
Yes | No |
| For our affiliates’ everyday business purposes – information about your creditworthiness |
No | We Do Not Share |
| For our affiliates to market to you | No | We Do Not Share |
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Who is providing this notice?
MyPoint Credit Union
To limit our sharing:
Call 888-495-3400 - our menu will prompt you through your choice(s)
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?
Call 888-495-3400
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What We Do
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| How does MyPoint Credit Union protect my information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. | |
| How does MyPoint Credit Union collect my information? | We collect your personal information, for example, when you
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| Why can’t I limit all sharing? | Federal law gives you the right to limit only
(See below for more on your rights under state law.) |
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| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on the account unless you tell us otherwise. | |
| Definitions | |
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| Affiliates |
Companies related by common ownership or control. They can be financial and non-financial companies.
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| Non‑Affiliates |
Companies not related by common ownership or control. They can be financial and non-financial companies.
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| Joint Marketing |
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
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| Other Important Information | |
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California law, under the California Financial Information Privacy Act (also known as SB1), provides that a consumer has the right to control the sharing of personal and financial information with outside companies the financial institution contracts with to provide financial products and services. This state requirement varies from the federal requirements described above and is outlined in the separate notice titled "Important Privacy Choices for Consumers" included with this notice. To exercise your right, please refer to this separate notice.
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