San Diego Association of Realtors

We treat your clients like family

We know how meaningful your relationships are with your clients, and at MyPoint, we help your clients get their dream home while guiding them through every step of the process.

MyPoint Credit Union is proud to be recognized as SDAR's 2020 Affiliate of the Year!


MyPoint Home Mortgage and Refi Offers:

  • No points
  • First time home buyer program
  • Purchase or refinancing from another lender
  • Low Jumbo Mortgage rates 

Whether your client is buying their first home, refinancing their existing home, financing a non-owner occupied property, or using their home equity for transformative updates, we offer various low-rate home loans for their situation.

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Proud Recipient of SDAR's 2020 Affiliate of the Year Award!

30-Year Fixed-Rate for loan amounts up to $548,250. The rate may vary depending on each individual’s credit history and underwriting factors. Effective August 16, 2021. Loans are subject to credit approval. California properties only. Membership in MyPoint Credit Union is required. Rates based on a rate and term refinance or purchase transaction, 60% loan-to-value, excellent credit score, single-family residence, and owner-occupied. Verification of income, assets, appraised value, hazard, and, if applicable, flood insurance will be required. Payments will be higher with property taxes and insurances. Existing mortgage loans with MyPoint Credit Union are not eligible. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.