6 Ways to Turn Your Dream Vacation Into a Reality

Heather Dueitt, VP Marketing
Heather Dueitt, VP Marketing
  1. Start saving

    Give your getaway a jumpstart by planning for it all year long.

    • Set up a "Trip jar." Whenever you've got loose change, plunk it in a jar earmarked for your vacation. Use the money you've saved to fund one part of your vacation.
    • Brown-bag it. The average American buys lunch twice a week. By brown-bagging it just one more day a week, you can save hundreds of dollars a year for your vacation.
    • Open a Holiday Club account or an Ultra Visa with a high line of credit. Here at MyPoint Credit Union, we're all about making dreams come true. Call, click or stop by today to learn how to save for vacation all year painlessly.
  2. Time it right

    Choosing the perfect date for your vacation can save you thousands of dollars. Consider taking your trip just after peak season ends. You'll still enjoy the beautiful weather, but your airfare and lodging costs will see a significant drop.

    Experts also recommend booking your flight 54 days before your departure date to get the best prices.

  3. Make the most of your dollar

    When researching vacation destinations, check the local exchange rates. Choose a place that will allow your dollar to go farther, and you'll have more to spend with the same amount of cash!

  4. Let your loyalty pay off

    Don't book a flight, hotel stay or car rental without checking your credit card points first. You might have enough miles to pay for a large chunk of your trip.

    When booking hotel stays, do a quick search to determine if they offer a loyalty program for return customers. You might land yourself a good discount just for using the same hotel chain twice!

  5. Research, research, research

    Don't make any vacation decisions without first doing careful research. If you found a resort you love, check out their online presence to see if they offer airline discounts or credits. See if you can find a local who'd be willing to swap houses with you while you're on vacation. Check Groupon for instant discounts on attractions and restaurants in the area.

  6. Live in the moment

    Don't forget to enjoy your vacation! If something doesn't go according to plan, let it slide. Leave the everyday pressure at home and just fully relax.

    It's also important to unplug. Stop snapping pictures and take the earbuds out. Let go of the compulsive need to capture every moment on camera and take the time just to be. You deserve to enjoy every bit of your vacation!

    Ready to start planning? Contact us to see what the best option to make this dream a reality or apply today for our low-rate and high line of credit Ultra Visa card.