5 Awesome Advantages of Mobile Banking

Heather Dueitt, VP Marketing
Heather Dueitt, VP Marketing
5 Awesome Advantages of Mobile Banking

The advantages of mobile banking stem far beyond convenience, with special features and practical options that can save the day in a pinch – or keep your account protected wherever you go. Read on to discover the five key benefits of utilizing a mobile banking app.

Your Account Information Goes with You Everywhere

Check your balances. Review your transactions. Pay bills. Transfer funds. Basically, you can do everything easily on your mobile device with mobile banking, and it's all optimized to just scroll and click.

You Can Quickly and Easily Pay Bills

Imagine receiving a notification that it's the last day to pay your credit card bill, but you're nowhere near a computer. Does the panic set in? Not when you're mobile banking. Simply open the app, pay the bill, and move on worry-free.

Transfer Between Accounts on the Go

Need to transfer something to your savings account to avoid a fee? Need to make sure you have enough in your checking before using your debit card? All you have to do is pull your phone out, give it a few taps, and you're good to go, on the go.

Deposit a Check Anywhere at Any Time

Isn't the future grand? Skip the line at the bank by signing the back of your check and taking a picture of both sides through the mobile banking app. The money will appear in your account just like it would if you'd handed it to a teller. And once it does, you can go ahead and dispose of the check. 

Extra Security Measures

Your smartphone is locked. Your mobile app is password protected. There's a two-step authentication if the device isn't recognized. And you can set up your account to unlock with your fingerprint using Apple Touch ID. Mobile banking helps you keep your financials secure and private, at home and around the world.

You can download the MyPoint Credit Union app for iOS here or from Google Play here – and enjoy all the benefits listed above.